ETF Investing Masterclass
$149.00
Go Beyond the Basics — Build a Portfolio That Lasts a Lifetime
The ETF Investing Masterclass is for Canadians who already have a portfolio and want to take it to the next level. You'll learn how to optimize your asset location, reduce tax drag, apply Norbert's Gambit, and build a systematic rebalancing process — all without paying a financial advisor.
What's included
- 9 hours of on-demand HD video across 55 lessons
- Advanced spreadsheet models (included with the course)
- Live Q&A sessions (monthly, recordings available)
- Priority access to the diyFIRE community forum
- Certificate of completion
- Lifetime access + free updates
Curriculum
- Asset location mastery: what goes in RRSP vs TFSA vs non-registered
- Currency strategy: Norbert's Gambit and USD ETF considerations
- Tax-loss harvesting for Canadians (without the superficial loss trap)
- Rebalancing: when, how, and the math behind threshold vs calendar methods
- Factor investing: do small-cap value premiums work in Canada?
- Building a rising-equity-glidepath for early retirement
| Format | On-demand video + live Q&A |
| Duration | 9 hours (55 lessons) |
| Level | Intermediate / Advanced |
| Access | Lifetime + free updates |
| Certificate | Yes |
From Zero to Invested
- Why ETFs Beat Most Active Funds — The evidence, the math, and why low-cost passive investing wins over time
- Building a 3-Fund Canadian Portfolio — Choose your asset allocation, pick your ETFs, and set your target weights
- Tax-Efficient Account Sequencing — Which investments go in your TFSA, RRSP, and taxable account — and why it matters
- Automating Your Contributions — Set up pre-authorized contributions so investing happens before you can spend it
- Annual Rebalancing — A simple once-a-year checklist to keep your portfolio on target without overtrading
Module 1: The Case for ETFs
Understand why passive investing consistently outperforms active management over long time horizons. We break down Management Expense Ratios (MERs), show you the compounding cost of high fees, and make the evidence-based case for index funds — without the jargon.
Module 2: Building Your Portfolio
Design a portfolio that matches your risk tolerance and timeline. We compare one-fund, two-fund, and three-fund approaches for Canadian investors, walk through the major ETF providers (Vanguard, iShares, BMO), and help you choose your asset allocation based on your goals — not a generic rule of thumb.
Module 3: Tax Efficiency
Canadian tax rules create real opportunities — and real traps — for ETF investors. This module covers TFSA vs RRSP sequencing, foreign withholding tax on US-listed ETFs, the difference between eligible and ineligible dividends, and how to structure a taxable account when your registered accounts are full.
Module 4: Automation & Maintenance
The best portfolio is one you can largely set and forget. We show you how to configure pre-authorized contributions (PACs) with major Canadian brokers, build a rebalancing trigger based on drift thresholds rather than calendar dates, and run the annual maintenance checklist in under an hour.
Frequently Asked Questions
How long do I have access to the course materials?
Lifetime access. Once you enroll, the course materials and any future updates are yours — no subscription required.
Is this suitable for complete beginners?
Yes. Module 1 starts from scratch — we assume you know nothing about ETFs. By Module 2 you're building a real portfolio. Prior investing experience is helpful but not required.
Do I need a specific broker to follow along?
No. The course covers the major Canadian discount brokers (Questrade, Wealthsimple Trade, TD Direct, RBC Direct) and highlights any broker-specific differences along the way.
Is there a community or support included?
Yes. Enrollment includes access to the private diyFIRE community forum where you can ask questions, share your portfolio setup, and get feedback from other members and the diyFIRE team.